How to Sell Indexed Universal Life Insurance

How to Sell Indexed Universal Life Insurance
  • Author : Michael Bonilla
  • Publisher :
  • Pages : 36
  • Relase : 2018-02-19
  • ISBN : 1980345724
  • Rating : 4/5 (411 users)

How to Sell Indexed Universal Life Insurance by Michael Bonilla Book PDF

Indexed Universal Life Insurance (IUL) is one of the fastest growing financial products on the market. There are a lot of ways to sell an IUL. Here is a simple system as an Agent I used to sell Indexed Universal Life.

The White Coat Investor

The White Coat Investor
  • Author : James M. Dahle
  • Publisher : White Coat Investor LLC the
  • Pages : 160
  • Relase : 2014-01
  • ISBN : 0991433106
  • Rating : 4.5/5 (6 users)

The White Coat Investor by James M. Dahle Book PDF

Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!

Bank On Yourself

Bank On Yourself
  • Author : Pamela Yellen
  • Publisher : Carroll & Graf
  • Pages : 235
  • Relase : 2010-03-23
  • ISBN : 1593155662
  • Rating : 4/5 (411 users)

Bank On Yourself by Pamela Yellen Book PDF

The New York Times, Wall Street Journal, and USA Today bestseller Bank On Yourself: The Life-Changing Secret to Growing and Protecting Your Financial Future reveals the secrets to taking back control of your financial future that Wall Street, banks, and credit card companies don't want you to know. Can you imagine what it would be like to look forward to opening your account statements because they always have good news and never any ugly surprises? More than 500,000 Americans of all ages, incomes, and backgrounds are already using Bank On Yourself to grow a nest-egg they can predict and count on, even when stocks, real estate, and other investments tumble. You'll meet some of them and hear their stories of how Bank On Yourself has helped them reach a wide variety of short- and longterm personal and financial goals and dreams in this book.

Money. Wealth. Life Insurance.

Money. Wealth. Life Insurance.
  • Author : Jake Thompson
  • Publisher : Jake Thompson
  • Pages : 75
  • Relase : 2014-01-01
  • ISBN : 9798988028420
  • Rating : 4/5 (411 users)

Money. Wealth. Life Insurance. by Jake Thompson Book PDF

America’s elite have been using cash value life insurance to stockpile wealth for centuries. Used correctly, it is better described as a personal bank on steroids, and a financial bunker for tough times. To be clear, this book is not about the typical garbage peddled by most insurance agents. Rather, an alternative to the risky investment strategies taught by Wall Street. It details a highly efficient form of cash value life insurance designed to supercharge your savings and stockpile wealth. A product so powerful it’s responsible for the success of Walt Disney, JC Penney, Ray Kroc, and thousands of others. Here's what you'll discover: •How the wealthy use this vehicle to create more wealth, take less risk, and create predictable income they can't outlive •Why banks and corporations place billions of dollars in this powerful vehicle •How I earned over 300 percent returns leveraging my life insurance policies •How you can create a safe, predictable foundation to enhance every financial decision you make •How to win with taxes and keep more of the money you make While the information compiled into this book is valuable, you'll also find three case studies that show you exactly how it works. You'll be able to visually see how it grows, how it's accessed, as well as the future income that can be taken. ______________ Influencers of this book are Nelson Nash, his book "Becoming Your Own Banker: Unlock the Infinite Banking Concept"; Pamela Yellen, her book "Bank on Yourself"; Dwayne Burnell, his book "Financial Independence in the 21st Century - Life Insurance * Utilize the Infinite Banking Concept * Compliment Your 401K - Retirement Planning With Permanent Whole Life versus Term or Universal - Create Financial Peace"; and my Father Dan Thompson, and his book "The Banking Effect: Acquiring wealth through your own Private Banking System." I was introduced to these financial strategies at a young age, and this is book represents the effort and energy on both the part of everyone of my mentors, these authors here, as well as my own diligence in learning about and implementing these very same strategies into my personal finances. This book is designed to simplify some of the concepts surrounding cash value life insurance, such as Infinite Banking and Bank on Yourself, and make them easier to understand, stripping them down to the core benefits of cash value life insurance.

Top 25 Ways an IUL Can Secure Your Financial Future

Top 25 Ways an IUL Can Secure Your Financial Future
  • Author : Josh Shapiro,Mark J Quann
  • Publisher : R. R. Bowker
  • Pages : 120
  • Relase : 2020-10-31
  • ISBN : 057870224X
  • Rating : 4/5 (411 users)

Top 25 Ways an IUL Can Secure Your Financial Future by Josh Shapiro,Mark J Quann Book PDF

In Mark's third book, learn why Indexed Universal Life Insurance (IUL) has become a new asset class--protecting investors from both taxes and market declines. Why many American families are using IUL as a hedge against inflation, rising taxes and even how they grow their wealth during a recession.Learn how the right IUL can be used to build your personal tax-free family bank--to borrow for investing in real estate, stock and bonds, to expand your business, and generate returns far greater than the majority of investors. Learn how an IUL can help you grow your retirement accounts and help protect you from running out of money during your retirement years. And why the wealthy always use Other People's Money (OPM) in all their investing...and how you can too!

How to Sell Life Insurance

How to Sell Life Insurance
  • Author : Michael A. Bonilla
  • Publisher : Createspace Independent Publishing Platform
  • Pages : 136
  • Relase : 2017-04-15
  • ISBN : 1545411506
  • Rating : 4/5 (411 users)

How to Sell Life Insurance by Michael A. Bonilla Book PDF

General and Specific Tips to help improve your life insurance sales knowledge. Ever wonder how some Agents are able to sell life insurance at seemingly astronomical rate? Every great Life Agent has a system and some of the techniques in this book might help you build one that works for you.

Iul Asap

Iul Asap
  • Author : Shirley Luu
  • Publisher :
  • Pages :
  • Relase : 2021-05-11
  • ISBN : 0578907054
  • Rating : 4/5 (411 users)

Iul Asap by Shirley Luu Book PDF

Retirement expert, Shirley Luu, educates her readers on what she believes is the single most powerful financial security vehicle available for Americans today - the IUL.

The Power of Zero, Revised and Updated

The Power of Zero, Revised and Updated
  • Author : David McKnight
  • Publisher : Crown Currency
  • Pages : 162
  • Relase : 2018-09-04
  • ISBN : 9781984823083
  • Rating : 3.5/5 (2 users)

The Power of Zero, Revised and Updated by David McKnight Book PDF

OVER 300,000 COPIES IN PRINT, WITH A NEW CHAPTER ON THE 2018 TAX CUTS. There's a massive freight train bearing down on the average American investor, and it's coming in the form of higher taxes. The United States Government has made trillions of dollars in unfunded promises for programs like Social Security and Medicare—and the only way to deliver on these promises is to raise taxes. Some experts have even suggested that tax rates will need to double, just to keep our country solvent. Unfortunately, if you're like most Americans, you've saved the majority of your retirement assets in tax-deferred vehicles like 401(k)s and IRAs. If tax rates go up, how much of your hard-earned money will you really get to keep? In The Power of Zero, McKnight provides a concise, step-by-step roadmap on how to get to the 0% tax bracket by the time you retire, effectively eliminating tax rate risk from your retirement picture. Now, in this expanded edition, McKnight has updated the book with a new chapter on the 2017 Tax Cuts and Jobs Act, showing readers how to navigate the new tax law, and how they can extend the life of their retirement savings by taking advantage of it now. The day of reckoning is fast approaching. Are you ready to do what it takes to experience the power of zero?

Tax-Free Retirement

Tax-Free Retirement
  • Author : Patrick Kelly
  • Publisher :
  • Pages :
  • Relase : 2017-12-29
  • ISBN : 0983361568
  • Rating : 4/5 (411 users)

Tax-Free Retirement by Patrick Kelly Book PDF

Actuarial Aspects of Individual Life insurance and Annuity Contracts, 3rd Edition

Actuarial Aspects of Individual Life insurance and Annuity Contracts, 3rd Edition
  • Author : Albert Easton, FSA, MAAA,Timothy Harris, FSA, MAAA,Noel Abkemeier, FSA, MAAA
  • Publisher : ACTEX Publications
  • Pages : 334
  • Relase : 2014-06-01
  • ISBN : 9781625422125
  • Rating : 4/5 (411 users)

Actuarial Aspects of Individual Life insurance and Annuity Contracts, 3rd Edition by Albert Easton, FSA, MAAA,Timothy Harris, FSA, MAAA,Noel Abkemeier, FSA, MAAA Book PDF

Actuarial Aspects of Individual Life Insurance and Annuity Contracts provides a comprehensive overview of the features and financial aspects of traditional, indexed, and variable products and their related rider benefits. Product development, pricing, financial reporting methods, and regulatory requirements are addressed for all products, including those with derivative-based guarantees. This provides an introduction to actuarial techniques and the relationships among various financial values for the student and provides a comprehensive summary of current practices on more recent products for the experienced actuary. Spreadsheets are available on the ACTEX website to demonstrate profit testing alternatives.

Millionaire by Thirty

Millionaire by Thirty
  • Author : Douglas R. Andrew,Emron Andrew,Aaron Andrew
  • Publisher : Business Plus
  • Pages : 224
  • Relase : 2008-04-30
  • ISBN : 9780446536165
  • Rating : 1/5 (1 users)

Millionaire by Thirty by Douglas R. Andrew,Emron Andrew,Aaron Andrew Book PDF

The definitive, easy to understand and breakthrough guide on how young people can take their limited first income and turn it into a small fortune by the time they turn thirty from an expert financial planner. Most people know that there are 70 million Baby Boomers in America today....but what is less known is that there are approximately 100 million people in America between the ages of 16 and 30. This generation has just entered, or will soon be entering the work force. And they have no idea how to invest, save, or handle their money. Young people today come out of school having had little or no formal education on the basics of money management. Many have large debts from student loans looming over their heads. And many feel confused and powerless when their pricey educations don't translate into high paying jobs. They feel that their $30,000-$40,000 salary is too meager to bother with investing, and they constantly fear that there will be "too much month left at the end of their money." Douglas R. Andrew has shown the parents of this generation a different pathway to financial freedom. Now Doug and his sons, Emron and Aaron - both of whom are in their mid-20s - show the under-30 crowd how they can break from traditional 401k investment plans and instead can find a better way by investing in real estate, budgeting effectively, avoiding unnecessary taxes and using life insurance to create tax-free income. With the principles outlined in Millionaire by Thirty, recent graduates will be earning enough interest on their savings to meet their basic living expenses by the time they're 30. And by the time they're 35, their investments will be earning more money than they are, guaranteeing them a happy, wealthy future.

The Last Chance Millionaire

The Last Chance Millionaire
  • Author : Douglas R. Andrew
  • Publisher : Business Plus
  • Pages : 306
  • Relase : 2007-07-30
  • ISBN : 9780446505208
  • Rating : 4/5 (411 users)

The Last Chance Millionaire by Douglas R. Andrew Book PDF

Personal finance bestselling author Doug Andrew shows you a remarkable way of how to plan for your retirement that most financial planners aren't even aware of! According to Doug Andrew, the bestselling author of Missed Fortune 101, too many Americans are being led down the wrong financial path. Even worse, many Baby Boomers find themselves panicking --fearful that they've already fallen too far behind to ever catch up. In this indispensable and eye-opening guide, Andrew provides fresh new pathways to reaching financial security -- pathways that all Americans need to consider now. Centering on his Three Miracles of Wealth Accumulation: the Miracle of Compound Interest, the Miracle of Tax-Favored Accumulation, and the Miracle of Positive, Safe Leverage, Andrew explodes many of the commonly-held myths about 401ks, pensions, paying down one's mortgage, and other forms of retirement planning. Along the way, Andrew offers unique strategies that will not only increase your wealth, but also help readers enjoy their best years while securing their future.

Life Insurance

Life Insurance
  • Author : Thomas W. Young
  • Publisher : Dorrance Publishing
  • Pages : 156
  • Relase : 2020-08-07
  • ISBN : 9781480991354
  • Rating : 4/5 (411 users)

Life Insurance by Thomas W. Young Book PDF

Life Insurance: Will it Pay When I Die? By: Thomas W. Young “Tom’s book brings to light the proper information about money and financial products that we, the consumer, need to know. Tom is a consumer advocate and he truly will teach you through this book how to maximize your money decisions. This is a “must read” book for anyone wanting to get the most out of their money decisions.” –Jody Victor, Past President, IBOA “If there ever was a right book at the right time, this one is it. Tom makes the case that the right time for dealing with the complexities of life style and money is always now. Tom’s book manages to bring to your attention a way to rethink the economics of life style. The notion that we can stop working “whenever we want to” doesn’t stand a chance without applying the princes Tom provides to the equation.” --D. Clayton, DMD If you’re like most people, you spend more time and energy planning your vacations than your finances. Many people are uninformed about their monetary decisions because they don’t understand how things like economics, finances, insurance, interest rates, and banking work. So they usually leave these areas lives to the “experts.” But what if these so-called experts don’t even have a full grasp of these concepts? In these cases, handing our money over to them can have tragic results. In Thomas W. Young’s years of experience as an investment and retirement professional, he has seen many people’s lives completely changed for the worse by their lack of financial knowledge. He wrote Life Insurance: Will it Pay When I Die? with the hope of helping readers avoid making bad choices that could eventually lead to financial ruin. Readers will come away with a better understanding of the life insurance industry and better equipped to make wise, sound, and beneficial financial decisions.

Killing Sacred Cows

Killing Sacred Cows
  • Author : Garrett B. Gunderson,Stephen Palmer
  • Publisher : Greenleaf Book Group
  • Pages : 290
  • Relase : 2008
  • ISBN : 9781929774517
  • Rating : 4/5 (2 users)

Killing Sacred Cows by Garrett B. Gunderson,Stephen Palmer Book PDF

Debunks nine myths about effective money management and describes the principles that lead to true financial success and prosperity.

Smart Women Finish Rich, Expanded and Updated

Smart Women Finish Rich, Expanded and Updated
  • Author : David Bach
  • Publisher : Currency
  • Pages : 432
  • Relase : 2018-09-18
  • ISBN : 9780525573050
  • Rating : 2/5 (1 users)

Smart Women Finish Rich, Expanded and Updated by David Bach Book PDF

THE MILLION-COPY NEW YORK TIMES, BUSINESS WEEK, WALL STREET JOURNAL AND USA TODAY BESTSELLER IS BACK - COMPLETELY UPDATED! With over ONE MILLION copies sold - Smart Women Finish Rich is one of the most popular financial books for women ever written. A perennial bestseller for over two decades, now Bach returns with a completely updated, expanded and revised edition, Smart Women Finish Rich, to address the new financial concerns and opportunities for today's women. Whether you are just getting started in your investment life, looking to manage your money yourself, or work closely with a financial advisor, this book is your proven roadmap to the life you want and deserve. With Smart Women Finish Rich, you will feel like you are being coached personally by one of America's favorite and most trusted financial experts. The Smart Women Finish Rich program has helped millions of women for over twenty years gain confidence, clarity and control over their financial well-being--it has been passed from generations to generation -- and it now can help you.

Business Periodicals Index

Business Periodicals Index
  • Author : Anonim
  • Publisher :
  • Pages : 2386
  • Relase : 2008
  • ISBN : CORNELL:31924107216099
  • Rating : 4/5 (411 users)

Business Periodicals Index by Anonim Book PDF

Becoming Your Own Banker

Becoming Your Own Banker
  • Author : R. Nelson Nash
  • Publisher :
  • Pages :
  • Relase : 2012-04-01
  • ISBN : 0972631607
  • Rating : 1/5 (1 users)

Becoming Your Own Banker by R. Nelson Nash Book PDF

Tax-Free Income for Life

Tax-Free Income for Life
  • Author : David McKnight
  • Publisher : Penguin
  • Pages : 160
  • Relase : 2020-11-17
  • ISBN : 9780593327760
  • Rating : 4/5 (411 users)

Tax-Free Income for Life by David McKnight Book PDF

The follow-up to the bestselling The Power of Zero, providing a blueprint to build a guaranteed, tax-free income stream that lasts for the long run. American retirees face a looming crisis. We are living longer than ever before, and most experts predict a dramatic rise in tax rates within the next ten years. The hard truth is that no matter how much you save, you are likely to outlive your money or watch it be taxed into oblivion. But when traditional retirement distribution strategies won't provide sufficient income in the face of higher taxes, what can you do? Tax-Free Income for Life lays out a comprehensive, step-by-step roadmap for a secure retirement. McKnight shows how the combination of guaranteed, inflation-adjusted lifetime income and a proactive asset-shifting strategy can shield you from longevity risk and the cascade of unintended consequences that result from higher taxes. It's an innovative and proven strategy that maximizes return while effectively neutralizing the two biggest risks to retirement savings. If ever there were a solution for the American retiree, it's guaranteed tax-free income for life.

Models for Quantifying Risk, Sixth Edition

Models for Quantifying Risk, Sixth Edition
  • Author : Stephen J. Camilli, ASA,Ian Duncan, FSA, FIA, FCIA, MAAA,Richard L. London, FSA
  • Publisher : ACTEX Publications
  • Pages : 538
  • Relase : 2014-06-24
  • ISBN : 9781625423474
  • Rating : 5/5 (1 users)

Models for Quantifying Risk, Sixth Edition by Stephen J. Camilli, ASA,Ian Duncan, FSA, FIA, FCIA, MAAA,Richard L. London, FSA Book PDF

This book is used in many university courses for SOA Exam MLC preparation. The Fifth Edition is the official reference for CAS Exam LC. The Sixth Edition of this textbook presents a variety of stochastic models for the actuary to use in undertaking the analysis of risk. It is designed to be appropriate for use in a two or three semester university course in basic actuarial science. It was written with the SOA Exam MLC and CAS Exam LC in mind. Models are evaluated in a generic form with life contingencies included as one of many applications of the science. Students will find this book to be a valuable reference due to its easy-to-understand explanations and end-of-chapter exercises. In 2013 the Society of Actuaries announced a change to Exam MLC's format, incorporating 60% written answer questions and new standard notation and terminology to be used for the exam. There are several areas of expanded content in the Sixth Edition due to these changes. Six important changes to the Sixth Edition: WRITTEN-ANSWER EXAMPLES This edition offers additional written-answer examples in order to better prepare the reader for the new SOA eam format. NOTATION AND TERMINOLOGY CONFORMS TO EXAM MLC MQR 6 fully incorporates all standard notation and terminology for exam MLC, as detailed by the SOA in their document Notation and Terminology Used on Exam MLC. MULTI-STATE MODELS Extension of multi-state model representationt to almost all topics covered in the text. FOCUS ON NORTH AMERICAN MARKET AND ACTUARIAL PROFESSION This book is written specifically for the multi-disciplinary needs of the North American Market. This is reflected in both content and terminology. PROFIT TESTING, PARTICIPATING INSURANCE, AND UNIVERSAL LIFE MQR 6 contains an expanded treatment of these topics. THIELE'S EQUATION Additional applications of this important equation are presented, to more fully prepare the reader for exam day. A separate solutions manual with detailed solutions to all of the text exercises is also available. Please see the Related Items Tab for a direct link I selected Models for Quantifying Risk as the text for my class. Given that the syllabus had changed quite dramatically from prior years, I was looking for a text that would cover all the material in the new syllabus in a way that was rigorous, easy to understand, and would prepare students for the May 2012 MLC exam. To me, the text with the accompanying solutions manual does precisely that. --Jay Vadiveloo, Ph.D., FSA, MAAA, CFA, Math Department, University of Connecticut I found that the exposition of the material is thorough while the concepts are readily accessible and well illustrated with examples. The book was an invaluable source of practice problems when I was preparing for the Exam MLC. Studying from it enabled me to pass this exam." -- Dmitry Glotov, Math Department, University of Connecticut "This book is extremely well written and structured." -- Kate Li, Student, University of Connecticut "Overall, the text is thorough, understandable, and well-organized. The clear exposition and excellent use of examples will benefit the student and help her avoid 'missing the forest for the trees'. I was impressed by the quality and quantity of examples and exercises throughout the text; students will find this collection of problems sorted by topic valuable for their exam preparation. Overall, I strongly recommend the book." -- Kristin Moore, Ph.D., ASA, University of Michigan

Annuities For Dummies

Annuities For Dummies
  • Author : Kerry Pechter
  • Publisher : John Wiley & Sons
  • Pages : 373
  • Relase : 2011-02-09
  • ISBN : 9781118051931
  • Rating : 4/5 (411 users)

Annuities For Dummies by Kerry Pechter Book PDF

Why look into annuities? If you’re a Baby Boomer with little or no pension and most of your money in low-interest savings accounts, an annuity may be the key to a secure and comfortable retirement. How can you find out whether an annuity is right for you? Read Annuities For Dummies, 3rd Edition. This completely revised and updated, plain-English guide is packed with the latest information on choosing the best annuity for your retirement needs. You’ll find out exactly what annuities are, whether they’re the right financial vehicle for you, and which of the many annuity options might have your name on it. You’ll learn the ins and outs of using annuities to fund your retirement years, figure out whether to stress investments with insurance or insurance with investments, and find out how the right combination of annuities can help you squeeze more income out of your savings that any other financial tool. Discover how to: Identify the main types of annuities Weigh the pros and cons of annuities for yourself Minimize the complexity and cost of your annuity investment Figure out how much money to commit Avoid common annuity pitfalls Create an income you can’t outlive The time to start securing your financial future is now. Annuities For Dummies, 3rd Edition, gives you knowledge, insider tips, and expert advice you need to make your money do its best for you.